Free Financial Calculators

Plan your investments, loans, and retirement with our suite of free calculators. Visual charts, detailed tables, and downloadable results—no sign-up required.

36
Free Calculators
100%
Free Forever
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Data Sent to Servers
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Currencies Supported
📈

Compound Interest Calculator 🌐

See how your money grows with compound interest. Add monthly contributions, choose compounding frequency, adjust for inflation, and download year-by-year breakdowns.

Investing
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📊

SIP Calculator 🇮🇳

Plan your Systematic Investment Plan. Calculate how regular monthly investments in mutual funds grow over time with step-up SIP and lump sum options.

Investing
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💳

EMI Calculator 🇮🇳

Calculate your Equated Monthly Installment for personal loans, car loans, and education loans. See complete amortization schedules with principal vs. interest splits.

Loans
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🏠

Mortgage Calculator 🇮🇳

Estimate monthly mortgage payments, total interest, and view full amortization tables. Compare loan scenarios with different rates, terms, and down payments.

Loans
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🏖️

Retirement Calculator 🇮🇳

Plan your retirement with confidence. Estimate how much you need to save, when you can retire, and how long your savings will last based on your lifestyle.

Retirement • India
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Fixed Deposit Calculator 🇮🇳

Calculate maturity value and interest earned on fixed deposits. Compare simple vs. compound interest, and see how quarterly compounding boosts returns.

Savings • India
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🔒

PPF Calculator 🇮🇳

Estimate Public Provident Fund maturity value and tax-free returns. Plan your 15-year PPF investment with yearly contributions and growth visualization.

Savings • India
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💰

Lump Sum Calculator 🇮🇳

Calculate one-time investment returns with compounding. Estimate how a lump sum investment in mutual funds or stocks grows, with optional inflation adjustment.

Investing
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⚖️

Loan Comparison Calculator 🇮🇳

Compare up to 3 loan offers side by side. See EMI, total interest, processing fees, and total cost differences to choose the best deal.

Loans
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🧾

Income Tax Calculator 🇮🇳

India-specific tax calculator for FY 2025-26. Compare Old vs New regime, see slab-wise breakdown, estimate deductions under 80C/80D/HRA, and find which regime saves more.

Tax • India
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🏷️

GST Calculator 🇮🇳

Calculate CGST, SGST, IGST instantly. Add or remove GST from any amount. Supports all slabs: 5%, 12%, 18%, 28%. Intra-state & inter-state supply split.

Tax • India
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🏗️

EPF Calculator 🇮🇳

Calculate Employee Provident Fund maturity with employer/employee split, EPS pension, salary growth projection, and year-by-year balance breakdown.

Retirement • India
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🎁

Gratuity Calculator 🇮🇳

Calculate gratuity under the Payment of Gratuity Act. Check eligibility, tax exemption up to ₹20 lakh, and formula for government & private employees.

Salary • India
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🏘️

HRA Calculator 🇮🇳

Calculate your House Rent Allowance tax exemption under Section 10(13A). Find out how much HRA is exempt from income tax based on your salary, rent paid, and city of residence.

Tax • India
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🏛️

NPS Calculator 🇮🇳

Estimate your National Pension System corpus at retirement. Calculate NPS returns, expected monthly pension, and tax benefits under Section 80CCD(1B) with year-wise growth.

Retirement • India
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💱

Recurring Deposit Calculator 🇮🇳

Estimate recurring deposit maturity amount and total interest earned. Plan your monthly savings with quarterly compounding and compare RD rates across banks.

Savings • India
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👧

SSY Calculator 🇮🇳

Calculate Sukanya Samriddhi Yojana maturity amount for your daughter's future. Estimate tax-free returns at 8.2% interest with Section 80C benefits and year-wise breakdown.

Savings • India
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💵

Salary Calculator 🇮🇳

Calculate take-home pay from CTC. See full salary breakup with EPF, HRA exemption, professional tax, and income tax deductions for FY 2025-26.

Salary • India
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CAGR Calculator 🌐

Find the Compound Annual Growth Rate of your investments. Compare returns, estimate future value, or calculate the investment needed to reach your target.

Investing
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SWP Calculator 🇮🇳

Plan systematic withdrawals from your mutual funds. Calculate monthly income, remaining corpus, and how long your money will last with visual charts.

Investing
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🚀

Step-Up SIP Calculator 🇮🇳

Calculate SIP returns when you increase your investment every year. Compare flat vs step-up SIP side by side to see the dramatic difference.

Investing
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🎂

Age Calculator 🌐

Find your exact age in years, months, and days. See total days lived, next birthday countdown, zodiac sign, and the day you were born.

Life
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BMI Calculator 🌐

Check your Body Mass Index instantly. Get your classification, healthy weight range, and visual BMI gauge. Supports metric and imperial units.

Health
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401(k) Calculator 🇺🇸

Estimate your 401(k) retirement savings. Model employer match, contribution limits, catch-up contributions, and projected growth over time.

US Retirement
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💰

Roth IRA Calculator 🇺🇸

Calculate your Roth IRA tax-free retirement growth. Model contributions, catch-up amounts, and compare Traditional vs Roth IRA returns.

US Retirement
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Paycheck Calculator 🇺🇸

Estimate your take-home pay after federal taxes, FICA, state taxes, 401(k), and health insurance deductions. Supports salary and hourly.

US Tax
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🧾

US Income Tax Calculator 🇺🇸

Calculate your federal income tax for 2025-2026. Compare filing statuses, standard vs itemized deductions, and see bracket breakdowns.

US Tax
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🎓

Student Loan Calculator 🇺🇸

Estimate monthly payments, total interest, and payoff date. See how extra payments save thousands and shave years off your repayment.

US Loans
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🧓

Social Security Calculator 🇺🇸

Estimate your monthly Social Security benefits. Compare claiming at 62, 67, or 70 and see how timing maximizes lifetime income.

US Retirement
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ISA Calculator 🇬🇧

Estimate ISA growth for Stocks & Shares, Cash, and Lifetime ISAs. Includes £20K allowance, LISA government bonus, and tax-free compounding.

UK Savings
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💷

UK Income Tax Calculator 🇬🇧

Calculate PAYE income tax, National Insurance, and take-home pay. Includes Scottish bands, pension relief, and student loan deductions.

UK Tax
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🏠

UK Mortgage Calculator 🇬🇧

Calculate mortgage repayments with stamp duty (SDLT), overpayment savings, and repayment vs interest-only comparison. First-time buyer relief included.

UK Loans
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🏦

UK Pension Calculator 🇬🇧

Estimate workplace pension pot with employer match, tax relief, and investment growth. Includes auto-enrolment minimums and State Pension info.

UK Retirement
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🎓

UK Student Loan Calculator 🇬🇧

Calculate student loan repayments across Plan 1, 2, 4, 5, and Postgraduate. See write-off timeline, total interest, and overpayment impact.

UK Loans
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💸

Inflation Calculator 🌐

See how inflation erodes your purchasing power over time. Calculate future costs, real value of savings, and use the Rule of 72 to plan ahead.

Planning
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💳

Credit Card Payoff Calculator 🌐

See how long it takes to pay off credit card debt, total interest cost, and how extra payments save thousands. Compare vs minimum payments.

Debt
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Why Use Financial Calculators?

Making smart financial decisions starts with understanding the numbers. Whether you're saving for retirement, planning to buy a home, or paying off a loan, financial calculators help you:

Investing Calculators

Our Compound Interest Calculator and SIP Calculator show how your investments grow over time. Compound interest is often called the "eighth wonder of the world" because it generates returns on your returns, creating exponential growth. The SIP calculator is especially useful for mutual fund investors who invest a fixed amount monthly. Read our complete investment guide to learn how to start.

Loan Calculators

The EMI Calculator and Mortgage Calculator help you understand the true cost of borrowing. A 30-year mortgage at 7% means you'll pay more in interest than the original home price. Understanding this before you borrow empowers you to negotiate better terms, make prepayments, or choose shorter loan tenures. See our complete loan guide for strategies that save lakhs.

Savings & Retirement Calculators

Our Retirement Calculator helps you determine how much to save each month to reach your retirement goals. The FD Calculator is perfect for risk-averse savers who prefer guaranteed returns from fixed deposits. The PPF Calculator shows how tax-free Public Provident Fund investments grow over 15+ years. All tools account for inflation so you can plan in today's money.

India-Specific Calculators

Our GST Calculator handles all four slabs (5%, 12%, 18%, 28%) with CGST/SGST/IGST split. The EPF Calculator projects your Provident Fund maturity with employer contribution and salary growth. The NPS Calculator estimates your National Pension System corpus and monthly pension at retirement. The HRA Calculator computes your House Rent Allowance tax exemption under Section 10(13A). The SSY Calculator estimates Sukanya Samriddhi Yojana maturity for your daughter's future. The Gratuity Calculator computes your payout under the Payment of Gratuity Act with tax exemption details. Read our India tax & benefits guide to maximize your take-home salary.

More Tools

The Lump Sum Calculator estimates one-time investment growth with inflation adjustment. The Loan Comparison Calculator lets you compare up to 3 loan offers side by side. The Income Tax Calculator compares Old vs New tax regime to find which saves you more. The RD Calculator helps plan monthly recurring deposit savings with maturity projections. Check our retirement planning guide, SIP vs FD comparison, and best investment guide for more insights. Also explore our new guides: salary tax savings, SIP vs lump sum, home loan tax benefits, and FD rates 2026.

UK Finance Calculators

Our ISA Calculator models Stocks & Shares ISA, Cash ISA, and Lifetime ISA growth with the £20K annual allowance and LISA government bonus. The UK Income Tax Calculator computes your PAYE tax, National Insurance, and take-home pay for 2025/26 with Scottish bands and the personal allowance taper. The UK Mortgage Calculator covers repayment and interest-only mortgages with stamp duty (SDLT), first-time buyer relief, and overpayment modelling. The UK Pension Calculator projects your workplace pension with employer contributions, tax relief, and the State Pension. The UK Student Loan Calculator estimates repayments across Plan 1, 2, 4, 5, and Postgraduate with write-off timelines. Read our UK tax guide and pension & ISA guide for comprehensive strategies.

US Finance Calculators

Our 401(k) Calculator projects your retirement savings with employer matching, catch-up contributions (including the new age 60-63 super catch-up), and Roth vs Traditional comparison. The Roth IRA Calculator shows tax-free growth potential with 2026 contribution limits. The Paycheck Calculator estimates your take-home pay after federal tax, FICA, and state withholding. The US Income Tax Calculator computes your federal tax with 2026 brackets for Single, Married Filing Jointly, and Head of Household. The Student Loan Calculator models repayment with current federal rates and forgiveness programs. The Social Security Calculator estimates your benefits based on earnings history and claiming age. Read our US retirement guide, student loan guide, and US tax guide 2026 for comprehensive strategies.

Financial Planning Tips

The 50/30/20 Rule

A popular budgeting framework: allocate 50% of income to needs, 30% to wants, and 20% to savings and debt repayment. Use our calculators to see how that 20% grows over time. Our investment guide explains how to build a portfolio from scratch.

Emergency Fund First

Before investing, build an emergency fund covering 3-6 months of expenses. Use the FD Calculator to see how a high-yield savings account or fixed deposit can grow this safety net.

Pay Off High-Interest Debt

Credit card debt at 18-24% APR compounds against you. Use the EMI Calculator to plan aggressive debt repayment before investing money elsewhere. Our loan guide covers prepayment strategies that save lakhs.

Start Investing Early

Thanks to compound interest, starting 10 years earlier can double your retirement corpus even with smaller contributions. Use our Compound Interest Calculator to compare early vs. late starting scenarios.

Diversify Your Investments

Don't put all your money in one place. Combine SIPs in mutual funds, fixed deposits for safety, and long-term equity investments for growth. Our calculators help you model each component of your portfolio.